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December 20, 2023

FICO Granted 10 New Patents to Improve Decision-Making for Enterprises

BOZEMAN, Mont., Dec. 20, 2023 — Global analytics software leader FICO has been granted ten patents, related to digital decisioning, fraud detection, machine learning, and responsible AI. The new patents further amplify FICO’s deep capabilities to deliver substantial benefits to enterprises with the use of FICO Platform and other FICO software solutions.

“Our granted patents are a testament to FICO’s ongoing innovations in operationalizing AI, machine learning, and decision management to help organizations worldwide with their digital transformation initiatives. These patents enable us to continue trailblazing AI solutions that address clients’ business challenges with the focus on delivering capabilities that drive better business decisions,” said Scott Zoldi, chief analytics officer at FICO.

FICO’s new patents include:

  • Auto-Encoder Enhanced Self-Diagnostic Components for Model Monitoring
  • Overly Optimistic Data Patterns And Learned Adversarial Latent Features
  • Method and System for Predicting Adherence to a Treatment
  • Supervised Machine Learning-Based Modeling of Sensitivities to Potential Disruptions
  • Computer-Implemented Decision Management Systems and Methods
  • Fast Automatic Explanation of Scored Observations
  • User Interface to Analyze and Navigate Through Decision Logic
  • Building Resilient Models to Address Dynamic Customer Data Use Rights
  • Similarity Sharding
  • Multi-Layered Self-Calibrating Analytics

To date, FICO’s patent portfolio consists of 223 active patents, with an additional 73 patent applications filed and pending approval.

To learn more about FICO’s newest patents, click here.

About FICO

FICO (NYSE: FICO) powers decisions that help people and businesses around the world prosper. Founded in 1956, the company is a pioneer in the use of predictive analytics, AI and data science to improve operational decisions. FICO holds more than 220 US and foreign patents on technologies that increase profitability, customer satisfaction and growth for businesses in financial services, manufacturing, telecommunications, health care, retail and many other industries. Using FICO solutions, businesses in more than 100 countries do everything from protecting 2.6 billion payment cards from fraud, to improving financial inclusion, to increasing supply chain resiliency. The FICO Score, used by 90% of top US lenders, is the standard measure of consumer credit risk in the US and has been made available in over 40 other countries, improving risk management, credit access and transparency. Learn more at

Source: FICO